Several years ago I became frustrated with not understanding where all of our money was going. I made the decision that I was going to step-up and get control of our household finances.
Looking back, I can easily say this is one of the greatest things I do for our family, farm and future. I now know exactly where our family spending goes and know that we are on track for our personal goals.
Below I am sharing a tool I've created to use for our budget. I do this twice a month, with each of my paychecks, and use this to manage our family living. (This is NOT a tool we use to manage farm income and expenses.)
This isn't a fancy tool. It's very basic. For me, it's perfect. For others, it may not work. But in the case it has some value to someone, I've decided to share.