I spent the first few years of my adult life expecting my husband to manage all things financial. Even though I was working and bringing in a regular paycheck, those responsibilities seemed (in my mind) to naturally fall to him. It was a huge, and unfair burden I placed on him to carry alone.
Several years ago I became frustrated with not understanding where all of our money was going. I made the decision that I was going to step-up and get control of our household finances.
Looking back, I can easily say this is one of the greatest things I do for our family, farm and future. I now know exactly where our family spending goes and know that we are on track for our personal goals.
Below I am sharing a tool I've created to use for our budget. I do this twice a month, with each of my paychecks, and use this to manage our family living. (This is NOT a tool we use to manage farm income and expenses.)
This isn't a fancy tool. It's very basic. For me, it's perfect. For others, it may not work. But in the case it has some value to someone, I've decided to share.
Kate Lambert grew up in northern Illinois, not on a farm but active in FFA and showing livestock.
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